Looking to grow and scale your business?

S.P.U.R. PATHWAYS SHARED PURPOSE, UNLIMITED REACH® is a multiyear, multifaceted funding program designed to empower the next generation of entrepreneurs. A collaboration between Macy’s, Inc. and Momentus Capital, this initiative provides scaling entrepreneurial brands access to capital, lowering the barriers to entry for brands and increasing their ability to scale at all stages of growth.

We welcome S.P.U.R. PATHWAYS SHARED PURPOSE, UNLIMITED REACH® applicants who are:

applicant 1

U.S.-based small or diverse businesses1,2,3

applicant 2

Macy’s, Inc. or non-Macy’s, Inc. suppliers

applicant 3

Serve the retail ecosystem through products, services and support

applicant 4

Have 2+ years in operation, profitable & have positive cash flow

Note: Eligibility is not based on race, ethnic or gender ownership of the company.

S.P.U.R. Pathways offers a range of capital and investment solutions (subject to availability and qualifications4)

Small Business Loans

Flexible lending options up to $350,000 to start or expand a business, purchase a business, improve business cash flow, purchase equipment or inventory, debt refinance, and more.

Commercial Real Estate Loans

Loans up to $30M for owner-occupied small businesses (51% or more of the building for most programs) to buy, construct, or improve commercial real estate.

Working Capital Loans

Working capital or term loans greater than $1M based on collateral and cash flow.

Impact Investments

A range of non-dilutive investment options (preferred equity and mezzanine debt) from $1M that support growth-stage companies by providing the capital needed to grow at a pace that aligns with their strategy.

Eligible funding can be used on:

Working Capital

Working Capital

Capital Expenditures

Capital Expenditures

Growth

Growth

Refinance

Refinance

Acquisition

Acquisition

Plus, technical assistance & support5 may be available. Some tools and access to opportunities, if any, may be available to progress businesses through various growth stages. This may include an advisory network for strategic growth advice such as business strategy and planning, financial reporting, daily operating challenges, opportunity evaluation, and other personalized services.

Note: Program is only offering loans or investments $30,000 and above; no grants are available. Representative terms only and subject to change without notice. Final terms may vary. Subject to credit/investment underwriting and approval. Other terms may apply. Additional qualifications for specific products may apply and are subject to change.

Ready to apply for a loan or investment? Just fill out the intake form below. Still have questions? Check our FAQs or reach out to us at thesupplierfund@macys.com.

S.P.U.R. Pathways Intake Form

1. What is the full name of the business owner? *
2. What is the name of your company? *
3. What products or services do you offer? *
4. Who are your primary/target customers? *
5. What is your phone number? *
6. What is your email address? *
7. What is your company website and/or relevant social media links? *
8. In what city and state is your company headquartered? *
9. Is your company certified by a third-party agency? Please check all that apply:
SBA: Small Business Administration, HUBZone: Historically Underutilized Business Zones, SDBs: Small Disadvantaged Businesses, VetCert: Veteran Small Business Certification, SDVOSBs: Service-Disabled Veteran-Owned Small Businesses, VOSBs: Veteran-owned Small Businesses
10. What is your revenue for the following periods?
Current Year (Full Year) *
One Year Ago *
Two Years Ago *
Three Years Ago *
11. How much financing/investment capital are you seeking? If unknown, please specify. Note, grants are not being offered as part of this program at this time.
Working Capital *
Capital Expenditures *
Growth *
Refinance *
Acquisition *
12. Other or further details - please indicate any specific capital uses to help us determine the best fit. Examples may include: equipment, inventory, marketing, staffing, leasehold improvements, etc. *
13. Do you currently do business with Macy’s, Inc. (Macy’s, Bloomingdale’s or Bluemercury)? *
14. If yes, which Macy’s, Inc. brand(s) are you currently doing business with?
15. How did you hear about the program? *

S.P.U.R. Pathways

Why is Macy’s, Inc. working in collaboration with Momentus Capital to provide this access now? What makes S.P.U.R. Pathways unique? What information should I have ready for the financing discussion with Momentus Capital? How long does the financing process take?

Access to funding is critical to entrepreneurial success; by facilitating loan access and/or growth equity investment opportunities, Macy's, Inc. will help to advance entrepreneurial growth.

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Through an integrated and collaborative approach, Macy’s, Inc. and Momentus Capital provides access to a range of capital options from microloans to growth capital.

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The list below is not exhaustive but is a good starting point for when you begin the process.

Background information on you and your business:

  1. Basic Personal Information
  2. Personal Financial Statement
  3. Current Proof of Income
  4. Personal Tax Returns
  5. Business overview (pitch deck or short written summary)

Financial information:

  1. Three Years of Business Financial Statements
  2. Ensure to include existing debt schedule
  3. Current year financial statements for most recent quarter end
  4. Two years Tax Returns (business)
  5. Projections (3-5 years)
  6. Bank Statements (6 months)
  7. Copy of lease agreements
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We aim to connect you with Momentus Capital and answer applications within 14 days.

Timing depends on the borrower but anticipate the financing process (from submission to approval and funding) to take a minimum of 6 months. Time to approval and funding is predominantly driven by company readiness and type of financial product, including its complexity, due to requirements such as documentation and due diligence.

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